Step-by-Step Guide to Buying Property in Dubai as a Foreigner

Yes, Foreigners Can Own Property in Dubai

Dubai is one of the few cities in the Middle East where foreigners can own property outright. Here’s a step-by-step guide to help you understand how to buy property in Dubai as a non-resident.

Step 1: Choose the Right Property

Start by identifying your goal — rental income, holiday home, or long-term investment. Then choose between freehold or leasehold areas. Popular freehold zones include Dubai Marina, Downtown Dubai, and JVC.

Step 2: Reserve Your Property

Once you’ve selected a property, sign a Memorandum of Understanding (MoU) and pay a 10% deposit to reserve it. Always work with a licensed real estate agent for safety.

Step 3: Finalise Financing (if needed)

Foreign buyers can apply for mortgages from UAE banks, usually requiring 25–35% down payment for expats. Interest rates in 2025 remain competitive, especially for ready properties.

Step 4: Transfer Ownership

At the Dubai Land Department (DLD), the title deed is transferred to your name after full payment. You'll need to pay 4% transfer fee plus admin charges.

Step 5: Enjoy Ownership

Once the property is registered, you can move in, rent it out, or sell it at any time. Foreign owners can even qualify for a 10-year Golden Visa if the property value meets the threshold.

Make It Easy with a Trusted Partner

Buying property in Dubai is straightforward, but it’s always safer to have experts guide you. Our team supports you through every step — from viewing to paperwork.

Contact us today to start your property journey in Dubai.